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Fannie Mae
Fannie Mae is a
congressionally chartered, shareholder-owned company and the
nation's largest source of home mortgage funds. Fannie Mae is
willing to buy, bundle, and sell certain energy efficient as
well as traditional mortgages on the secondary market.
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Freddie Mac
The Federal Home Loan
Mortgage Corporation is a secondary mortgage lender that
purchases, mortgages from lenders, packages the securities,
and sells the securities to investors.
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U.S. Department of Agriculture
The U.S. Department of
Agriculture (USDA) Rural Development Mission Area is committed
to helping improve the economy and the quality of life in all
of rural America.
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U.S. Department of Energy
Federal Buildings-The
Federal government spends more than $3 billion a year on its
electric bill for more than 500,000 Federal facilities.
Therefore, the President has directed Federal agencies to
reduce their energy use by 30% from 1985 levels by the year
2005.
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U.S. Housing and Urban
Development
The broad mission of HUD
is "to help create communities of opportunity."
HUD's principal community building goals are to develop
affordable housing and increase ownership opportunities for
low- and moderate-income families.
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U.S. Department of Veterans
Affairs
U.S. Department of
Veterans Affairs (VA) guarantees mortgage loans for veterans
and service persons. The guaranty allows veterans to obtain
home loans with favorable loan terms, usually without a down
payment. A lender, such as a mortgage company, savings and
loan, or bank, makes these loans.
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U.S. Environmental Protection
Agency
EPA's Energy Star
Financing Program works with lenders to provide special
financing for buyers of Energy Star rated homes. The Energy
Star Homes Program encourages builders to construct homes that
are 30% more energy efficient than homes built to the model
energy code.
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U.S. Small Business
Administration
SBA provides business
loans to eligible and creditworthy small businesses by
guaranteeing loans made by participating lenders. The guaranty
transfers the risk of borrower nonpayment, up to the amount of
the guaranty, from the tender to the SBA. Therefore,
businesses applying for an SBA loan are actually applying for
a commercial loan having an SBA guaranty.
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